Wage Willow$15 an hour after tax in Ontario (2026)
At $15 an hour, full time ($31,200 a year), a worker in Ontario takes home about $26,380 a year in 2026: $2,198 a month, $1,015 every two weeks or $507 a week, after CPP, EI and income tax. That works out to about $13 an hour after tax, based on 40 hours a week.
Where $31,200 goes in Ontario
| Gross salary $31,200 | Per year | Per month | Every two weeks |
|---|---|---|---|
| CPP and CPP2 (your pension) | $1,648 | $137 | $63 |
| EI premiums | $509 | $42 | $20 |
| Federal income tax | $1,553 | $129 | $60 |
| Provincial income tax | $1,111 | $93 | $43 |
| Total taken off | $4,820 | $402 | $185 |
| You take home | $26,380 | $2,198 | $1,015 |
Average deduction rate 15.4%. Marginal rate about 25.2%. For 2027, the preview is about $26,422 a year ($1,016 every two weeks), up $42 from 2026, using the confirmed 2027 CPP and EI rules and 2026 tax brackets until 2027 brackets are published.
$15 an hour at different weekly hours
| Hours | Gross per year | Take-home per year | Every two weeks |
|---|---|---|---|
| 30 hours a week | $23,400 | $20,652 | $794 |
| 37.5 hours a week | $29,250 | $24,921 | $959 |
| 40 hours a week | $31,200 | $26,380 | $1,015 |
| 44 hours a week | $34,320 | $28,714 | $1,104 |
Assumes 52 paid weeks, no overtime, salary only and standard credits.
Now give every dollar of that paycheque a job.
The Wage Willow budget tracker takes this number and builds your budget, bills, savings goals and daily spending around it. Google Sheets and Excel, every province and territory except Quebec, free 2027 update included.
Try your own numbers
Add an RRSP or pension deduction, change how often you're paid, or switch to the 2027 preview.
| Where your salary goes | Per year | Per paycheque |
|---|
2027 preview: CPP and EI use the confirmed 2027 rules (lower CPP rate, higher ceilings). Income tax still uses 2026 brackets until the CRA publishes 2027 brackets, usually in late November. Expect small changes.
Estimate for planning. Salary only, standard credits only. Not tax advice.
$15 an hour after tax in every province
Ontario ranks 7th of 12 for take-home pay on $31,200 in 2026.
| # | Province or territory | Per year (2026) | Every two weeks |
|---|---|---|---|
| 1 | Nunavut | $27,115 | $1,043 |
| 2 | British Columbia | $27,104 | $1,042 |
| 3 | Alberta | $26,989 | $1,038 |
| 4 | Northwest Territories | $26,851 | $1,033 |
| 5 | Yukon | $26,685 | $1,026 |
| 6 | Saskatchewan | $26,581 | $1,022 |
| 7 | Ontario | $26,380 | $1,015 |
| 8 | Prince Edward Island | $26,157 | $1,006 |
| 9 | Newfoundland and Labrador | $26,103 | $1,004 |
| 10 | Manitoba | $26,058 | $1,002 |
| 11 | New Brunswick | $26,045 | $1,002 |
| 12 | Nova Scotia | $25,987 | $999 |
Common questions
How much is $15 an hour after tax in Ontario?
About $26,380 a year in 2026, which is $2,198 a month or $1,015 every two weeks, after CPP, EI and federal and Ontario income tax. Salary only, standard credits.
How much tax do you pay on $31,200 in Ontario?
About $2,663 in income tax ($1,553 federal and $1,111 provincial), plus $1,648 CPP and $509 EI. In total about 15.4% of your gross pay is taken off.
What is the marginal tax rate on $31,200 in Ontario?
About 25.2% including CPP and EI where they still apply. That means each extra $100 you earn adds roughly $75 to your take-home pay.
How much is $15 an hour a year in Ontario?
$15 an hour is $31,200 a year before tax at 40 hours a week, and about $26,380 after CPP, EI and income tax in 2026, or $13 an hour take-home.